Senior Product Manager - Risk & Fraud at Ouro Careers Page

Ouro is a global, vertically-integrated financial services and technology company committed to delivering innovative financial empowerment solutions to consumers around the world. Since our founding in 1999 by industry pioneers Roy and Bertrand Sosa, we have processed billions of dollars in transaction volume and served millions of customers. Our flagship product, Netspend, provides essential prepaid and debit account solutions, connecting users to secure payment networks through a vast retail footprint of over 130,000 reload points across the United States. We are currently seeking an experienced Senior Product Manager – Risk & Fraud to join our team in an on-site capacity to lead the development of our security and fraud prevention infrastructure.

Key outcomes

• Develop and own the strategic roadmap for fraud detection, prevention, and broader risk management capabilities.
• Enhance our real-time fraud detection models, identity verification processes, and transaction monitoring systems.
• Partner with data scientists, engineers, and compliance analysts to build scalable, high-impact security solutions.
• Balance the need for robust risk mitigation with the goal of providing a seamless, user-friendly experience for our customers.
• Ensure all risk and fraud products maintain strict adherence to financial regulations, including AML and KYC requirements.
• Utilize transaction data and fraud trends to drive continuous product improvements through data-driven decision-making.
• Communicate product strategies and performance metrics to executive leadership, legal teams, and external partners.

Requirements

• At least 5 years of professional experience in product management, specifically within the fintech, banking, or payments sectors.
• Comprehensive knowledge of fraud prevention techniques, such as behavioral analytics, device fingerprinting, and transaction monitoring.
• Proven experience working alongside engineering teams to implement API-based security solutions.
• Familiarity with machine learning models and AI-driven risk scoring.
• Strong understanding of regulatory compliance standards like SOC2, AML, and KYC.
• Proficiency in analyzing complex fraud metrics and risk signals to inform product strategy.
• Experience utilizing industry-standard fraud and risk management tools.
• Excellent communication skills with the ability to manage stakeholders across legal, compliance, and executive functions.
• Fluency in English.

Preferred qualifications

• Direct experience with payment fraud detection and chargeback mitigation.
• A background in data science or advanced analytics.
• Knowledge of risk mitigation strategies within the blockchain and Web3 space.

How to apply

If you are passionate about digital finance innovation and want to play a critical role in protecting millions of users, we invite you to apply. Please submit your application to join our team and help us shape the future of financial security.