Senior Manager Expansion Risk at Tala

Tala is an AI-native credit infrastructure company dedicated to connecting global capital with the global majority. We have already distributed over $9 billion to more than 14 million customers across Asia, Africa, and Latin America, creating a unique dataset on thin-file borrowers in emerging markets. Our work has earned us recognition on the Forbes Fintech 50, the CNBC Disruptor 50, and the Fortune Impact 20 lists. As a remote-first organization with hubs in locations like Bangalore, we are looking for mission-driven individuals to help us build shared financial infrastructure. If you are passionate about making a tangible impact, we would love to have you join our team.

What you'll be doing

• You will own the risk function for our expansion markets, taking responsibility for the health of our portfolios throughout the entire customer lifecycle by monitoring KPIs and implementing data-driven strategy adjustments.
• You will lead the underwriting strategy for our B2B2C partnership pilots, which involves evaluating new partner data, establishing credit policies, and assessing the risk-adjusted economics of potential opportunities.
• You will collaborate closely with our Data Science and Product squads to translate risk priorities into actionable improvements, such as refining decisioning roadmaps, calibrating models, and designing A/B tests.

What you'll bring

• You have at least 6 years of experience in unsecured consumer lending, specifically with hands-on management of credit portfolios in high-volume, data-heavy environments.
• You possess a strong analytical background and are comfortable navigating ambiguity, especially when working with indirect data signals in markets where established baselines are still maturing.
• You are proficient in SQL and have experience with Python.
• You have a proven ability to communicate complex portfolio dynamics clearly to both technical and non-technical stakeholders.
• You are skilled at building cross-functional influence, allowing you to drive credit priorities with product and engineering teams effectively.
• You must be based in India to support this remote role.
• You are fluent in English to collaborate within our global, distributed team.

What you'll get

• The opportunity to work in a remote-first environment that values flexibility and global collaboration.
• A chance to shape the credit strategy for a rapidly growing, mission-driven fintech organization.
• The ability to work alongside a diverse, inclusive team that prioritizes innovation and financial health for all.