Product Manager, Money Movement
105k - 125k USD
Hybrid
Full Time
#Product
#Investment
#Financial Services
#Product Management
#Consumer Products
#User Research
#Data Analysis
#Testing
#Financial Planning
#Investment Management
#User Experience
#Communication
About Betterment
Betterment is a leading, technology-driven financial services company that offers investing and retirement solutions for retail investors and investment advisors as well as financial wellness solutions, including a 401(k) for small and medium-sized businesses. Our team is passionate about our mission: making people’s lives better. We’re headquartered in NYC and offer hybrid NY-based positions (three days/ week in-office).
About the role
As a Product Manager on our Money Movement & Insights team, you’ll be focused on the foundational aspects of money movement for cash and investment accounts. Your expertise on money movement will inform how we connect our customers with Betterment’s dynamic advice, recommendations, and automation which set them up for financial success.
You are an organized and detail-oriented product manager with experience working across web and mobile platforms. You are a natural collaborator and love being part of a cross-functional team. You relish rolling up your sleeves and explaining complex requirements to engineers, designers, and data analysts…and you also build strong relationships with subject-matter experts across the company. You are masterful in prioritizing effectively and making tradeoffs across a range of tasks and initiatives. You live for iteration and know that the job of building software is never done.
You rapidly build rapport with people and teams and are respected by peers as a strong and honest partner. You are passionate about building a customer-centric business that will impart lasting change to the financial services sector.
This role is based out of our NYC office. Below we've reflected the base salary range we would offer for this position. Actual salaries may vary depending on factors including but not limited to location, experience, and performance. The range listed is just one component of Betterment’s total compensation package for employees.
- New York City: $105,000 - $125,000
We offer a competitive equity package, health, dental and vision benefits, life and AD&D, short-term and long-term disability insurance, EAP, commuter and parking benefits FSA/HSA, and 401(k) with employer match as well as a flexible PTO policy. This job may also be eligible for variable compensation in the form of a company incentive bonus. For jobs based out of our NYC HQ, we require in office attendance Tuesday through Thursday, weekly.
A day in the life
- Own and lead all aspects of Betterment’s cash transfer and investment management experiences
Manage features our customers engage with most including new initiatives, enhancements, and maintenance of existing UX
- Understand financial pain points that our target market experience on a regular basis
- Translate these pain points into opportunities for product solutions that are valuable, usable, and feasible
- Know how existing Betterment customers experience our advice, recommendations, and money movement features, and identify opportunities for improvement
- Build trusted relationships
- Partner with design, engineering, and marketing to craft and launch beautiful, easy-to-use features that solve customer problems
- Drive cross-functional decisions and alignment with operations and our customer-facing teams
- Work across PDE to plan milestones that ensure your solutions reach our user base as efficiently as possible
- Coordinate with external partners for key functionality such as account aggregation and verification
- Further inform product decisions through analysis, user research, and experimentation
- Collaborate with analytics and engineering to integrate meaningful A/B tests
- Develop the success metrics for your area of the product and a tracking plan to support it
- Communicate to your team and stakeholders how your roadmap helps drive toward key metrics
- Develop a deep level of user empathy through product data, competitive analysis, and user research
What we’re looking for
You have a proven track record of feature delivery as a product manager and are passionate about building experiences that customers love. You care about making money management better, and are familiar with investing fundamentals. You are innovative, able to craft a vision, define products, and thrive in a fast-paced, collaborative environment.
Specifically, we think you’re well suited for this role if you have:
- Product management experience with a proven track record of success in launching and iterating consumer products
- Strong balance of both analytical and creative thinking
- Passion for creating delightful customer experiences based on user research and data
- Ability to learn quickly, pay attention to details, and keep yourself and your team organized in a fast-paced environment
- Demonstrated success at communicating, prioritizing, and balancing needs cross-functionally
- Ability to build strong relationships across functions within an organization
- A big plus: experience with personal finance products and/or highly regulated industries
What being at Betterment means for you
We change lives
Join a community of innovators working to transform financial outcomes for real people. Your work will make an impact, always laddering up to our mission: making people's lives better.
We set audacious goals
We set them for the company, our customers, and ourselves—and we won’t stop until we reach them. We don’t just show up; we give our all, then celebrate our wins.
We value all perspectives
When we collaborate, we're at our best. We believe diverse perspectives lead to better outcomes and strive to uphold our supportive and inclusive community.
We invest in you with:
- A competitive suite of benefits, including: medical, dental, and vision insurance; life and AD&D insurance; STD and LTD benefits, including infertility support and World Professional Association for Transgender Health approved benefits; and generous parental leave.
- Flexible paid time off (and encouragement to use it!)
- Meaningful opportunity for community building through our 7 Employee Resource Groups
- Empowerment to own and lead change and affect the business
- Dedicated professional development opportunities
- Lunch from our in-house chef three days a week at our NYC headquarters
What happens next
We’ll take a few weeks to review all applications. If we’d like to spend more time with you, we’ll reach out to arrange next steps, which will include 3-4 sets of meetings with your future colleagues.
In the interview process, we’ll look to learn more about your skills, experiences, capabilities, and motivators. Many of our questions will be aimed at understanding how you might operate here at Betterment. Depending on the role, we may ask you to complete a case study exercise or technical assessments, as we want to collect a robust set of data points to better inform our decisions.
On average, it takes us around 3-5 weeks to make a hiring decision, depending on your availability and sense of urgency. As a best practice, we aim to interview at least 2-3 final round candidates before making a hiring decision. Please note that, as we usually receive an overwhelming number of applications for open positions, we’re unable to offer individual feedback during the interview process.
We recognize that interviewing for a new role is a big deal. We appreciate you considering Betterment as the next step in your career, and our Recruiting Team is here to support and advocate for you through the interview process!
Betterment is dedicated to providing accommodations to candidates upon request. If you need accommodations at any point throughout the interview process, please reach out to your recruiter.
Please note that in any materials you submit, you may redact or remove age-identifying information such as age, date of birth, or dates of school attendance or graduation. You will not be penalized for redacting or removing this information.
Come join us!
We’re an equal opportunity employer and comply with all applicable federal, state, and local fair employment practices laws. We strictly prohibit and do not tolerate discrimination against employees, applicants, or any other covered persons because of race, color, religion, creed, national origin or ancestry, ethnicity, sex, gender (including gender nonconformity and status as a transgender or transsexual individual), sexual orientation, marital status, age, physical or mental disability, citizenship, past, current or prospective service in the uniformed services, predisposing genetic characteristic, domestic violence victim status, arrest records, or any other characteristic protected under applicable federal, state or local law.
E-Verify Statement
Betterment participates in E-Verify. We will provide the Social Security Administration, and if necessary, the Department of Homeland Security, with information from each new employee’s Form I-9 to confirm work authorization. Please note that we do not use this information to pre-screen job applicants.
E-Verify Notice
E-Verify Notice (Spanish)
Right to Work Notice
Right to Work Notice (Spanish)
CPRA Language - CA Applicants ONLY
We collect and store personal information for the purposes of candidate tracking (for this role and future opportunities). The information you provide in the course of completing your application will be kept for up to 24 months. We use tools provided by third-party service providers but do not share candidate information for any purpose other than for recruiting. To access the data that is collected, request deletion or to make updates to your candidate profile, please email [email protected].
Betterment
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Company Size
101-250
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