
Head of Product Credit Risk
Hybrid
Full Time
#Product
#Finance
#Fintech
#Credit
#Risk Management
#Machine Learning
#Regulatory
#Data Science
At Bondora, we are on a mission to help people enjoy their lives by removing the stress of financial management. Since 2008, we have supported over 1 million customers, and we are now entering an exciting new chapter as we pursue a banking license and expand our loan products into 11 new countries. We are looking for bold thinkers to join our team as we build the future of finance together.
Role at a glance
We are seeking a Head of Product Credit Risk to join our team in a full-time, lead-level capacity. This is a hybrid role based in Estonia, where you will take ownership of our credit stack and influence how we scale responsibly across Europe.
Your impact
- Define the vision and roadmap for our credit decisioning platform to ensure our processes remain scalable, compliant, and transparent.
- Work closely with our Data Science, Legal, Risk, and country-specific teams to align our product strategy with regulatory requirements.
- Build and manage tools that allow risk managers to configure and test policies with full explainability, while advocating for high-quality decisioning data.
What you'll need
To succeed in this role, you should be a strong communicator who can bridge the gap between technical teams and business stakeholders. We are looking for the following qualifications:
- Proven experience in developing credit decisioning systems, lending platforms, or risk engines.
- A deep understanding of regulatory frameworks and risk management.
- Solid knowledge of machine learning applications for credit scoring and model monitoring.
- Fluency in English.
- Bonus points if you have experience with platforms like Taktile or Provenir, or have managed portfolio-level risk in a multi-country fintech environment.
Perks and compensation
Joining our team means you will play a direct role in our goal to reach 1 billion in revenue. We support our team members with a comprehensive benefits package, including:
- Paid time off.
- Medical insurance.
- Mental wellness budget.
- Equity compensation.
- Professional development opportunities.
- Flexible work arrangements, including remote and hybrid options.

Bondora
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Company Size
51-100
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