Head of Credit Risk
Remote
Full Time
#Risk
#Risk Management
#Credit Risk
#Underwriting
#Machine Learning
#Data Strategy
#Monitoring
#Regulatory Compliance
Finom is a European tech startup based in Amsterdam that is actively changing how entrepreneurs manage their finances. We have built an all-in-one B2B platform that combines banking, accounting, and invoicing into a single mobile-first experience. With over $346 million in total funding from major investors like General Catalyst, we are rapidly expanding across Germany, France, Italy, Spain, and the Netherlands. We are looking for someone who wants to help us revolutionize the financial landscape while working in an environment that values bold ideas and swift, research-backed execution.
Role at a glance
We are seeking a Head of Credit Risk to join our team on a full-time, remote basis. This is a senior-level position open to candidates located anywhere. You will work closely with our CRO, Product, Engineering, and Data Science teams to build our credit risk foundations from the ground up and define the future of SME lending in Europe.
Your impact
- Design and manage our end-to-end credit risk framework, covering everything from underwriting and scoring models to risk appetite and monitoring.
- Partner with Machine Learning engineers to build a best-in-class Credit Risk Engine that balances excellent risk parameters with a seamless user experience.
- Act as a strong Second Line of Defence by ensuring our origination, monitoring, and collection processes remain robust and compliant with EMI and PS4 regulatory standards.
What you'll need
- At least 7 to 10 years of experience in credit risk, specifically within SME lending or credit cards.
- Proven expertise in automated underwriting and risk modeling within a fintech or digital banking setting.
- An AI-native mindset, meaning you are comfortable using AI tools to drive productivity and decision-making.
- A strong grasp of risk governance, policy management, and regulatory compliance.
- A quantitative or STEM degree is considered a strong plus.
- Fluency in English and the ability to collaborate effectively across diverse teams like Legal, Product, and Engineering.
Perks and compensation
- Stock options for every team member to align your success with our growth.
- A truly remote-first culture with the flexibility to work from anywhere.
- Access to our Work & Swim program, which offers a month-long stay in a corporate apartment in Cyprus.
- Dedicated resources for your professional development.
- A focus on work-life balance within a modern and supportive corporate environment.
Finom
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