Credit Risk and Portfolio Analyst
On-site
Full Time
#Risk Management
#Credit Risk
#Analytics
#Data Analysis
#Reporting
#Regulatory Reporting
Job Description:
IDB Bank is looking for a Credit Risk and Portfolio Analyst with a passion for problem-solving and excellent attention to detail. The successful candidate will help turn raw data into information, information into insights and insights into business decisions. The candidate will work with multiple data sets, evaluate and control data, produce accurate, timely, and rigorous reports that inform management and regulators about the evolution of the credit risk portfolio and highlight emerging risks. This is a junior to mid-level role, offering opportunities to develop technical expertise in risk reporting and analytics, deepen credit risk knowledge, and gain exposure to senior stakeholders across the bank.
What you will do
- Design, build and maintain standardized and ad-hoc credit risk reporting on portfolio performance, risk concentrations, limits, and emerging credit risk trends. Employ automation and best practices for the production of key risk metrics and portfolio analytics.
- Monitor credit portfolio evolution and identify early-warning signals, emerging risks and material shifts in credit exposure.
- Ensure accuracy, consistency, completeness and transparency in credit risk data analysis and reporting methodologies.
- Contribute to the enhancement of reporting processes, tools, and templates to improve efficiency, support effective risk management and on-going risk monitoring.
- Manage ad-hoc requests from senior management, regulators, the Board of Directors, internal parties and external auditors to ensure timely and accurate responses.
- Contribute to regulatory reporting, including the loan loss reserve process.
- Actively collaborate with other functional areas of the bank including lines of business, Middle Office, Finance, Loan Operations and Technology to share ideas, gather information and complete deliverables as needed.
- Liaise with other groups within the firm on cross-functional projects.
IDB
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