Credit Risk Analyst II at Trevipay

At TreviPay, we believe that loyalty begins at the payment. Our global B2B payments and invoicing network is utilized by thousands of sellers to provide convenience and choice to their buyers, open new markets, and automate accounts receivables. With 40 years of experience supporting leaders in the manufacturing, retail, and transportation sectors, we offer integrations with top ERP and eCommerce solutions alongside flexible trade credit options. We pride ourselves on maintaining a supportive, entrepreneurial, and collaborative environment where every employee is empowered to succeed.

Key outcomes

• Evaluate and make credit limit decisions on small business applications that fall outside of automated thresholds, often referred to as grey area cases.
• Assess international public and private company applications for creditworthiness and fraud risk by reviewing necessary data and documentation.
• Maintain high standards of documentation and analysis while ensuring full compliance with regulatory requirements and internal credit policies.
• Collaborate with leadership and partners to identify additional information needed for risk assessment and to facilitate effective collections.
• Engage directly with clients and customers when necessary to conduct thorough fraud and credit risk evaluations.
• Contribute to the development of departmental policies and procedures and participate in various ad-hoc credit projects.
• Provide mentorship to junior team members and occasionally take on delegated leadership responsibilities.

Requirements

• At least 5 years of professional experience in small business credit application adjudication within the grey area.
• Advanced knowledge of commercial credit philosophy and the regulatory environment.
• Completion of advanced coursework in accounting, finance, or credit, either through college programs or bank-sponsored training.
• Proven ability to perform manual credit adjudication, including the mitigation of fraud indicators.
• Strong analytical and problem-solving skills with the ability to articulate objective, professional views.
• Excellent verbal, written, and interpersonal communication skills.
• Demonstrated experience exercising individual credit authority of at least $50,000.
• Fluency in English.

Preferred qualifications

• Experience managing international commercial fraud and credit risk.
• Background in credit risk within the credit card, indirect, or small business industries using scored environments.

Compensation

We offer a comprehensive benefits package designed to support your well-being and professional growth. This includes:

• Medical, dental, and vision insurance.
• Life, disability, and 401k plans.
• Generous paid time off.
• A flexible hybrid work environment.

How to apply

If you are interested in joining our team and contributing to our mission, we invite you to submit your application for this full-time position. We look forward to reviewing your qualifications and discussing how your expertise can help us continue to drive sustainable growth.